Bill.com Holdings, Inc.

Bill.com Holdings, Inc.

BILL
Bill.com Holdings, Inc.US flagNew York Stock Exchange
44.97
USD
-0.95
- -
4.48BMarket Cap
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
0.78
1.31
3.59
2.89
6.34
9.99
12.16
14.12
16.55
16.55
Basic EPS, GAAP
-0.09
-0.09
-0.71
-1.2
-3.22
-2.11
-0.27
0.23
-0.11
-0.11
Free Cash Flow per Basic Share
-0.13
-0.1
-0.38
-0.17
-0.23
1.7
2.62
3.32
4.13
4.13
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
-1.47
-1.48
8.92
26.77
38.61
38.35
38.77
38
38.35
38.35
Tangible Book Value per Share
-1.47
-1.48
8.92
3.6
11.92
12.46
13.65
12.57
10.56
10.56
Basic Weighted Avg Shares
83
83
44
82
101
106
106
104
100
100
Sales/Revenue/Turnover
65
108
158
238
642
1,058
1,290
1,463
1,653
1,653
Operating Margin (%)
-12.05
-9.05
-21.7
-47.83
-49.35
-27.94
-11.36
-5.51
1.06
1.06
Depreciation Expense
2
3
4
11
88
96
103
89
117
117
Net Income, GAAP
-7
-7
-31
-99
-326
-224
-29
24
-11
-11
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
21.74
- -
13.46
Profit Margin (%)
-11.09
-6.75
-19.73
-41.43
-50.84
-21.14
-2.24
1.63
-0.68
-0.68
Working Capital
88
164
703
1,280
2,871
2,920
2,252
2,650
2,510
2,510
LT Debt
6
- -
- -
1,076
1,781
1,777
977
1,559
1,762
1,762
Total Equity
-102
-103
711
2,530
4,044
4,086
4,134
3,914
3,531
3,531
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
-1.17
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
0.64
- -
0.28
Return on Common Equity (%)
- -
- -
- -
-6.09
-9.93
-5.5
-0.7
0.59
-0.3
-0.3

Capital Structure

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
- -
- -
123
LT Borrowings
1,834
1,835
1,713
LT Finance Leases
53
51
48
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
100
100
92
Market Capitalization
5,452
3,814
3,329

Working Capital

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
7,325
7,284
7,435
Cash, Cash Equivalents & STI
2,242
2,173
1,938
Accounts Receivable, Net
41
32
31
Inventories
- -
- -
- -
Total Current Liabilities
4,430
4,386
4,925
Payables & Accruals
344
333
397
ST Debt
- -
- -
123
Deferred Revenue
4,053
4,020
4,372

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
9.39%
-9.8%
Free Cash Flow
- -
-141.08%
20.11%
Net Income, GAAP
- -
-43.52%
-147.23%
Sales/Revenue/Turnover
- -
56.52%
13.03%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
305
318
323
344
1,290
2025
358
363
358
383
1,463
2026
396
415
407
436
1,653

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.26
-0.38
0.3
0.07
-0.27
2025
0.08
0.33
-0.11
-0.07
0.23
2026
-0.03
-0.03
0.13
-0.19
-0.11

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Rene A. Lacerte
Full Time Employees
1,683
Sector
Technology
Industry
Software - Application
Address
6220 America Center Drive San Jose CA United States of America 95002
IPO Date
Dec 12, 2019
Website
bill.com
Business
BILL Holdings, Inc. (NYSE: BILL) provides an AI-powered financial operations platform that simplifies, digitizes, and automates back-office financial processes for small and midsize businesses (SMBs), accounting firms, and financial institutions worldwide. The company offers cloud-based software-as-a-service solutions including accounts payable (AP) automation with AI-enhanced invoice capture, approval workflows, and digital payment processing via ACH, checks, and virtual cards; accounts receivable (AR) automation featuring invoicing, electronic payment acceptance, automated reminders, and reconciliation tools; spend and expense management through BILL Divvy Card powered by Visa, budget controls, reimbursements, and rewards; and integrations with leading accounting systems such as QuickBooks, Sage Intacct, Oracle NetSuite, Microsoft Dynamics, and Xero. BILL also delivers BILL Connect, a white-labeled end-to-end payments automation platform for financial institutions' online business banking ecosystems, along with AI-driven features like the BILL Assistant for personalized recommendations and task execution. Founded in 2006 by René Lacerte and headquartered in San Jose, California, BILL primarily serves the U.S. market with a network exceeding 8 million members, processing approximately 1% of U.S. GDP annually through nearly half a million businesses and over 9,000 accounting firms as of late 2025. The platform targets SMBs in the Fortune 5 Million segment, enabling seamless connections between businesses, suppliers, and customers while eliminating paper checks, expense reports, and manual workflows to improve cash flow management and operational efficiency. In recent developments, BILL launched BILL AI in October 2025, introducing autonomous AI agents such as the W-9 Agent for collecting and validating forms, Reconciliation Agent for receipt matching, agentic-powered onboarding for Spend & Expense, and enhanced BILL Assistant capabilities to enable touchless B2B transactions and reduce back-office friction. The company announced three marquee Embed 2.0 partnerships in fiscal Q1 2026 with NetSuite, Paychex, and Acumatica to expand platform reach through financial institution and software integrations. Additionally, BILL closed a $1.4 billion offering of 0% Convertible Senior Notes due 2030 in December 2024, utilizing proceeds for repurchasing existing notes, common stock buybacks, and general corporate purposes including potential acquisitions; it also initiated a new $300 million share repurchase program reflecting strong cash flow generation.

Company News

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  • BILL Holdings, Inc. (NYSE:BILL) Given Consensus Recommendation of “Hold” by Brokerages

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